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Firdayanti, Acha Bella (2024) ANALISIS PENGARUH PERSEPSI KEBERMANFAATAN, PERSEPSI KEMUDAHAN DAN PERSEPSI RISIKO TERHADAP MINAT UMKM UNTUK BERTRANSAKSI MENGGUNAKAN FINTECH/FINANCIAL TECHNOLOGY SEBAGAI LAYANAN PEMBAYARAN DIGITAL (STUDI PADA UMKM KABUPATEN NGANJUK). Undergraduate thesis, Universitas Nusantara PGRI Kediri.
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