The impact of Financing of Syariah Bank toward the performance and Welfare of Small Medium Enterprise

FAISOL, FAISOL The impact of Financing of Syariah Bank toward the performance and Welfare of Small Medium Enterprise. PROCEEDING: The 2016 International Conference Management Sciences, Faculty of Economics UMY, Indonesia. pp. 34-41. ISSN 978-602-7577-63-3

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Abstract

The purposes of this paper were to examine empirically the influence financing of Syaria Bank toward the business performance, the influence of financing of syariah bank toward welfare of small entrepreneurs, and the influence of performance of UKM toward the welfare of small entrepreneurs. The population of this research was all of the small medium enterprises in the District of Kediri who got Islamic bank financing for one year. These samples included 71 SMEs agribusiness. Sampling was done by purposive sampling research, namely SME agribusiness got Islamic bank financing for one year, with a workforce of 5 to 9 people. Questionnaire was used as a tool to collect primary data. The method of analysis used partial least square (PLS). Testing is done with a structural model (Inner model) and models of measurement (Outer model) Statistically, the results showed that the syaria bank financing had significant influence with a positive direction on the performance of small business, this means that when the syaria bank financing improved, will improve the performance of small entrepreneur, further financing syaria banks had a significant effect with positive direction towards the well-being of small business so that when the syaria bank financing improved, well-being of small entrepreneur will be increased, and then the performance had significant influence in a positive direction for the welfare of small entrepreneur. So if the small business performance improved, well-being will be increased,

Item Type: Article
Uncontrolled Keywords: pembiayaan bank syariah, kinerja usaha, kesejahteraan, usaha kecil dan menengah
Subjects: 550 Economics > 570 Management science
Divisions: Fakultas Ekonomi dan Bisnis > S1-Akuntansi
Depositing User: Dr. Faisol
Date Deposited: 27 Apr 2021 04:17
Last Modified: 24 Dec 2021 00:35
URI: http://repository.unpkediri.ac.id/id/eprint/3516

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